Last Updated: Version 1.0
Welcome to Aeterna. By downloading, accessing, or using our website and mobile application, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our services.
✓ Acceptance of Terms
By using the Aeterna website or mobile application, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. These terms apply to all users of the website and app, including without limitation users who are browsers, visitors, or contributors of content.
We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the service after any changes indicates your acceptance of the new terms.
💻 Description of Service
Aeterna is a personal finance tracking application that provides tools for:
- Tracking income, expenses, and transfers
- Managing budgets using the 50/30/20 rule
- Setting and tracking financial goals with SIP calculations
- Monitoring net worth with charts and timelines
- Generating financial projections up to 100 years
- Creating PDF reports and CSV exports
Aeterna is a financial tracking tool, not a financial advisor. It does not provide investment advice, tax advice, or any form of professional financial guidance.
🌐 Website Terms
When using the Aeterna website, you agree to:
- Use the website only for lawful purposes and in accordance with these terms
- Not engage in any activity that disrupts or interferes with the website's functionality
- Not attempt to gain unauthorized access to any part of the website, its servers, or databases
- Not submit false, misleading, or malicious feedback
- Not use the website to distribute malware, spam, or harmful content
- Not scrape, crawl, or otherwise extract data from the website without permission
📱 App License
Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:
- Download and install the Aeterna mobile application on devices you own or control
- Use the application for your personal, non-commercial financial tracking purposes
You agree not to:
- Copy, modify, distribute, sell, or lease any part of the application
- Reverse engineer, decompile, disassemble, or attempt to extract the source code of the application
- Remove any copyright, trademark, or proprietary notices from the application
- Use the application for any illegal or unauthorized purpose
🛡️ Privacy & Data
Your privacy is important to us. Please review our Privacy Policy to understand how we handle your data. Key points:
- All app data is stored locally on your device by default
- No personal data is automatically transmitted to any server
- Optional Google Drive backup is user-initiated and uses your personal Google account
- Website feedback data is stored securely and used only to respond to your inquiries
👤 User Responsibilities
As a user of Aeterna, you are responsible for:
- Device Security: Maintaining the security of your device and any authentication methods (PIN, biometric) used to protect the app
- Backups: Maintaining your own backups of important financial data. While Aeterna offers optional Google Drive backup, we recommend maintaining multiple backup strategies
- Data Accuracy: Ensuring the accuracy of financial information you enter into the app. The app's calculations and projections depend on the data you provide
- Tax Compliance: Understanding that Aeterna is a tracking tool only. You are solely responsible for tax reporting, compliance, and any financial decisions you make based on app data
- Password Management: If you use the app lock feature, you are responsible for remembering your PIN. We cannot recover lost PINs as no PIN data is stored on any server
© Intellectual Property
The Aeterna name, logo, app icon, and brand identity are owned by Kartik Kumar and are protected by applicable intellectual property laws.
The Aeterna mobile application source code is proprietary and not open source. All rights reserved.
The Inter font used on the website and app is licensed under the SIL Open Font License (OFL). The font is copyright © 2020 The Inter Project Authors.
You may not use the Aeterna brand, name, or logo without prior written permission from the owner.
⚠️ Disclaimer of Warranties
Aeterna is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding:
- The accuracy, reliability, or completeness of the app's calculations and projections
- That the service will be uninterrupted, timely, secure, or error-free
- That any defects will be corrected
- The suitability of the app for your specific financial situation
No Financial Advice: Aeterna is a financial tracking and planning tool. It does not provide investment advice, tax advice, legal advice, or any professional financial recommendations. All financial decisions you make based on app data are your own responsibility.
⛔ Limitation of Liability
To the maximum extent permitted by applicable law, Aeterna and its creator shall not be liable for any:
- Direct, indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, or savings
- Financial losses resulting from use or inability to use the service
- Data loss resulting from device failure, app uninstallation, or user error
- Damages arising from unauthorized access to your device or Google Drive
🔗 Third-Party Services
Aeterna integrates with the following third-party services, each governed by its own terms:
- Google Drive (Optional): Used for optional backup/restore. Governed by Google Terms of Service. You must have a Google account to use this feature.
- Google Fonts: The Inter font is loaded from Google Fonts. Governed by Google Fonts Terms.
- Google Play: The Android version is distributed through Google Play, which has its own Terms of Service.
🔄 Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. We will notify users of material changes by:
- Updating the version number and date at the top of this page
- Posting a notice on the website
Your continued use of Aeterna after changes are posted constitutes your acceptance of the modified terms. We encourage you to review this page periodically.
⚖️ Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.